About Me

I'm Vibhor — a Melbourne-based CPA, Chartered Accountant, and mortgage broker. I've spent my career at the intersection of numbers, compliance, and helping people make better financial decisions.

I'm the director of two businesses I run alongside my partner Jatika:

JVM Accountants is a registered BAS agent practice based in Melbourne. We handle bookkeeping, payroll, BAS lodgement, and SMSF compliance for businesses across Australia — with a focus on accuracy, transparency, and actually being reachable when you need us.

JVM Loans is our mortgage broking business, helping Australians navigate home loans, refinancing, investment lending, and SMSF borrowing. Whether you're buying your first home or building a property portfolio, we help you find the right structure and the right lender.

Outside of work, I'm a homelab enthusiast, an AI tools obsessive, and someone who thinks a lot about productivity, wealth building, and how to live better without overcomplicating things.

This blog is where I write about what I'm learning and what's actually working — across finance, technology, productivity, and life. No sponsored content, no fluff, just honest writing from someone who's in the trenches.

Want to work with me? JVM Accountants · JVM Loans